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PT. Bank Negara Indonesia (Persero) Tbk.

Contract / BNI Tower, Central Jakarta

Completed Role

Software Engineer & Data Engineer, Card Business Division

Sep 2022 - Nov 2025ContractBNI Tower, Central Jakarta

Developed, maintained, and refactored web applications for credit-card transaction analytics and portfolio management, supporting data-driven decisions across banking operations.

Associated Projects

Case studies from this role.

These projects are linked from the project workbook's Associated With column.

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Banking AutomationApr 2025 - May 2025
Auto Report SV MCC (Sales Volume Merchant Category Code) screenshotScreens

Auto Report SV MCC (Sales Volume Merchant Category Code)

Software Engineer & Data EngineerSoftware Engineer & Data Engineer at Card Business Division / PT. Bank Negara Indonesia (Persero) Tbk.

Developed an automated reporting service that generates Merchant Category Code (MCC) sales analytics from large-scale credit card transaction data.

+5
  1. Built scheduled Go-based ETL jobs to automate transaction aggregation by Merchant Category Code.
  2. Reduced manual report generation while improving reporting consistency and data accuracy.
View detail
Financial Data AutomationApr 2025 - Apr 2025

Data Automation ENR

Data EngineerSoftware Engineer & Data Engineer at Card Business Division / PT. Bank Negara Indonesia (Persero) Tbk.

Developed an automated ETL service for Estimated Net Revenue (ENR) reporting, transforming financial data into centralized analytics datasets.

+3
  1. Designed automated pipelines for collecting, transforming, and loading operational financial data.
  2. Improved report availability while eliminating repetitive manual processing.
View detail
Customer Journey AnalyticsOct 2024 - Mar 2025
Cust Activation Campaign & Customer Journey Monitoring screenshotScreens

Cust Activation Campaign & Customer Journey Monitoring

Software Engineer & Data EngineerSoftware Engineer & Data Engineer at Card Business Division / PT. Bank Negara Indonesia (Persero) Tbk.

Built a customer journey analytics platform that monitors the complete lifecycle of credit cards from issuance through activation and transaction activity.

+4
  1. Developed end-to-end customer journey tracking from card issuance to first and last transactions.
  2. Automated backend data processing using Python to synchronize customer activity across banking systems.
View detail
Fintech OperationsDec 2023 - Aug 2025
Billing App Fintech screenshotScreens

Billing App Fintech

Software EngineerSoftware Engineer & Data Engineer at Card Business Division / PT. Bank Negara Indonesia (Persero) Tbk.

Developed a fintech billing and reconciliation platform that tracks partner billing activities, validates payment reports against transaction data, and improves financial reporting accuracy.

+7
  1. Built billing workflows covering partner usage, reconciliation, payment validation, and reporting.
  2. Automated reconciliation by comparing external billing reports with internal transaction records.
View detail
Marketing Data PlatformJan 2023 - Apr 2025
Database Marketing Analytics screenshotScreens

Database Marketing Analytics

Software Engineer & Data EngineerSoftware Engineer & Data Engineer at Card Business Division / PT. Bank Negara Indonesia (Persero) Tbk.

Developed and maintained an enterprise analytics platform that consolidated customer, transaction, and financial data into interactive dashboards for marketing and portfolio management.

+6
  1. Built KPI dashboards covering customer acquisition, transaction volume, ENR, installments, and merchant analytics.
  2. Integrated multiple enterprise data sources into a centralized analytics platform.
View detail

Role Detail

What this experience proves.

Responsibilities pulled from the professional experience workbook and tightened into recruiter-readable evidence.

01

Built full-stack application logic and APIs using PHP, Laravel, and JavaScript.

02

Optimized MS SQL Server operations with PL/SQL stored procedures and SQL Server Agent jobs.

03

Automated ETL workflows with Python and Go for large reporting datasets.

04

Used Redis for caching and temporary data storage to improve application performance.

05

Translated complex business requirements with data teams into scalable software solutions.

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